Children investment Plan

Children investment Plan

is a plan which parent/ guardian prepare ahead for their children future needs. Many parent are regularly confronted with the challenges of providing for the education of their children and building education fund regarding one form of investment or the other. CIP aims to provide solution at each step of their education.


  • Minimum duration at 5 years.
  • Minimum age at entry is 18years.
  • Premium frequency option of weekly, monthly, quarterly, half yearly and yearly.
  • Premium can be reduced during the active the active period of plan.
  • There is loan after two years if the plan is in force.
  • Beneficiary is the children.
  • Loan attract interest.
  • The plan can surrender of its cash after three years.
  • Surrender attracts charges.
  • Pays the account balance to the beneficiary in the event of death of the planner.
  • High and attractive interest rate.
  • The maximum duration of the plan is 20years.
  • Minimum contribution is N20, 000.


  • The plan works for minimum of 1 year.
  • Minimum age at entry is 18years.
  • Flexibility in payment i.e. payment can be made daily, weekly, monthly, quarterly and yearly.
  • It helps to actualize short term plans
  • The plan can be rolled over for maximum of 3 years.
  • On the death of the planner, the account balance will be paid to the named beneficiary.
  • The plan can be bought by group or organization.